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E-mail : =info@bfdholdings.com

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Privacy Policy

Privacy Policy

Effective Date: January 1, 2025

Introduction

Welcome to Building Financial Dreams Holdings, Inc. (“we,” “our,” or “us”). Your privacy is important to us, and we are committed to protecting the personal information you share with us.

This Privacy Policy explains:

  • What information we collect.
  • How we use and share that information.
  • Your rights regarding your data.

By accessing our website (BFDHoldings.com) or providing your information, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

We collect personal information to provide better services to you. The types of information we may collect include:

A. Information You Provide to Us

  • Personal Information: Name, email address, phone number, and mailing address.
  • Business Information: Company name, EIN, and financial data.
  • Loan Application Data: Documentation required for loan or funding requests.

B. Information Collected Automatically

  • Device Data: IP address, browser type, and operating system.
  • Usage Data: Pages visited, browsing behavior, and referral sources.
  • Cookies and Tracking Technologies: For analytics, ads, and site optimization (explained below).

2. How We Use Your Information

We use the information collected to:

  • Provide Services: Process applications and deliver financial solutions.
  • Customer Support: Respond to inquiries and provide assistance.
  • Marketing and Promotions: Send offers and updates (with your consent).
  • Compliance: Fulfill legal and regulatory obligations.
  • Site Improvements: Optimize user experience and performance.

3. SMS Consent and Communication

By providing your phone number, you consent to receive SMS messages from Building Financial Dreams.

Messages May Include:

  • Updates and confirmations related to your applications.
  • Marketing and promotional offers.
  • Service alerts or reminders.

Message frequency varies. Message and data rates may apply.

Opt-Out Options:

4. Sharing Your Information

We do not sell or rent your personal information. However, we may share your data with:

  • Service Providers: Partners processing loan applications and funding requests.
  • Compliance Authorities: Regulatory bodies when required by law.
  • Marketing Tools: Third-party platforms (like Dialpad and WooSender) to deliver SMS communications.

All partners are required to protect your data in compliance with applicable laws.

5. Data Security

We take reasonable measures to protect your information from unauthorized access or misuse.

Security Steps Include:

  • SSL Encryption: Safeguarding data transfers.
  • Secure Storage: Protecting sensitive information.
  • Access Controls: Limiting data access to authorized personnel.
  • System Audits: Regular security testing and updates.

6. Cookies and Tracking Technologies

We use cookies to:

  • Analyze site traffic and user behavior.
  • Deliver personalized ads and improve targeting.
  • Optimize website performance and security.

Managing Cookies:

You can manage cookie preferences or disable tracking through your browser settings.

7. Your Rights

You have the right to:

  • Access Your Data: Request details about the personal data we store.
  • Correct or Delete Information: Update or delete your data by request.
  • Opt-Out: Stop receiving SMS messages, emails, or promotions.
  • Withdraw Consent: Revoke permissions where applicable.

Contact us at: info@bfdholdings.com or (517) 580-1077 to exercise your rights.

8. Third-Party Links

Our website may contain links to third-party sites, including SBA resources and grant programs.

We are not responsible for the privacy practices of those sites and encourage you to review their policies before sharing data.

9. Compliance with SMS and Marketing Regulations

We comply with:

  • TCPA (Telephone Consumer Protection Act): Ensuring user consent for SMS marketing.
  • CTIA Guidelines: Transparent opt-in and opt-out processes.
  • FCC Rules: Avoiding spam and ensuring message content meets legal standards.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted here, with the Effective Date updated accordingly.

We encourage you to review this page regularly for updates.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, contact us:

Privacy Policy

We are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data.

Key Information:

  • Data Collection: We collect data for service delivery and improvement.
  • Usage: Information is used to process applications and communicate updates.
  • Security: We use encryption and secure servers to protect your data.
  • Opt-Out: You may opt out of data collection at any time.