Terms and Conditions

Effective Date: January 1, 2025

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1. Introduction

Welcome to Building Financial Dreams Holdings, Inc. (“we,” “our,” or “us”). These Terms and Conditions govern your use of our website (BFDHoldings.com) and related services.

By accessing or using our website, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our site.

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2. Use of Our Website

Eligibility:

• You must be at least 18 years old to use our website and services.
• By using our site, you confirm that all information you provide is accurate and complete.

Prohibited Uses:

You agree not to:

• Use the site for illegal purposes.
• Submit false or misleading information.
• Attempt to gain unauthorized access to our systems.
• Distribute viruses, malware, or other harmful code.
• Use bots, scrapers, or other automated systems to access the site.

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3. Financial Services Disclaimer

• We provide consulting and lending support services but do not guarantee loan approvals.
• Financial projections and advice are based on the information you provide and are not guaranteed outcomes.
• Funding decisions are subject to lender reviews and compliance requirements.

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4. Intellectual Property

Ownership:

• All content on this site, including logos, text, graphics, images, and software, is the property of Building Financial Dreams Holdings, Inc. or its licensors and is protected by intellectual property laws.

You May Not:

• Copy, reproduce, or distribute any content without our written permission.
• Use our trademarks or branding without authorization.

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5. SMS Communication Consent

• By providing your phone number, you consent to receive SMS messages for updates, promotions, and alerts.
• Message frequency varies. Message and data rates may apply.
• You may opt-out at any time by replying “STOP” or request assistance by replying “HELP.”

Compliance with Regulations:

• We adhere to TCPA (Telephone Consumer Protection Act) and FCC rules for SMS messaging.
• All marketing and communications are sent with user consent and include clear opt-out instructions.

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6. Limitation of Liability

We are not liable for:

• Losses or damages resulting from reliance on information provided on this site.
• Technical issues, errors, or interruptions beyond our control.
• Third-party services, links, or tools accessible through our site.

Maximum Liability:

• Our total liability for any claims shall not exceed the amount you paid us for services.

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7. Payment Terms

For paid services:

• Payment details and terms will be provided before processing any transactions.
• Failure to make payments may result in service termination.
• Refund policies, where applicable, will be outlined in your service agreement.

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8. Third-Party Links

Our website may contain links to third-party websites and resources, including SBA lending tools and grant programs.

• We do not control or endorse these third-party services.
• We are not responsible for their content, privacy policies, or practices.

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9. Privacy Policy

Your use of our site is also governed by our Privacy Policy, which describes:

• How we collect, use, and safeguard your information.
• Your rights regarding data access, updates, and deletions.

Read our full Privacy Policy here: [Link to Privacy Policy Page]

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10. Termination

We reserve the right to:

• Terminate your access to the site without notice if you violate these Terms and Conditions.
• Take appropriate action against unauthorized activities, including fraud or security violations.

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11. Changes to Terms

We may update these Terms and Conditions at any time.

• Updates will be posted here with the new Effective Date.
• Your continued use of the site constitutes acceptance of the changes.

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12. Governing Law

These Terms and Conditions are governed by the laws of the State of Michigan, United States.

Any disputes shall be resolved in the courts of Ingham County, Michigan.

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13. Contact Us

If you have any questions or concerns about these Terms and Conditions, contact us at:

• Email: coach@bfdholdings.com
• Phone: (517) 580-1077
• Address: 592 Joan Drive, Mason, MI 48854